Points Rummy it is the fastest variation of Indian Rummy. If you are in a hurry and want to make quick cash, then Points Rummy is perfect for you. Most online rummy experts choose to play this variant as the game finishes in just one round.

Points Rummy is a game that can be played by 2 to 6 players using one or two standard decks of cards, each with one printed Joker per deck.

To understand the game's objective, players must aim to arrange 13 cards in either sequences or sequences and sets while making a valid declaration. A valid declaration requires at least two sequences, with at least one being a pure sequence, and all cards must be arranged in either sequences or sets. Once players have arranged their cards, they can declare their hand by discarding the 14th card to the "Finish Slot." If the declaration is valid, the player is declared the winner.

At the start of the game, 13 cards are dealt to each player. The remaining cards are used to form the closed deck. The top card from the closed deck is then placed face-up on the table to create the open deck. A random card is selected to be the wild Joker, and all cards of the same value become wild Joker. During gameplay, players must draw a card from either the closed or open deck and then discard a card to the open deck. Players take turns in a clockwise direction.

Cards in the game of Points Rummy are ranked from highest to lowest in the order of A, K, Q, J, 10, 9, 8, 7, 6, 5, 4, 3, and 2. Face cards and aces carry a point value of 10 each, while numbered cards are valued at their face value. The Joker card, however, holds no point value.

To win the game, a player must be the first to declare a valid hand, which earns them zero points.

The prize of winnings is calculated based on the formula:

Winnings = (Sum of opponents' points) X (Rupee value of point) – Zygrade Game fee.

As an example, in a Re. 1/point game with four players, if a player declares and the other players lose by 20, 10, and 40 points, the winner would receive 70 rupees (1 x (20+10+40) = 70 rupees) after deducting a small Zygrade Game fee. The winnings will be credited to the winner's account.

In Points Rummy, players who do not win also receive penalty points for each card that is not part of a sequence or set. For instance, if a player holds the 6 of Hearts, the 10 of Spades, and the Ace of Clubs without grouping them, they will receive a penalty of 6+10+10=26 points. However, two exceptions apply:

• If a player has no pure sequence, then the total points of all the cards will be added up as the penalty.
• If a player has a pure sequence, only the points of the ungrouped cards will be added up for the penalty.

In Points Rummy, the maximum number of penalty points a player can receive is 80. Hence, even if a player's ungrouped cards add up to more than 80 points, they will still receive 80 penalty points.

To leave the game of rummy, players have the option to use the 'Drop' button located in the top left corner of the game screen. This feature can be used when a player receives a weak or unfavorable hand and wants to avoid losing by a large margin.

There are two types of drops in rummy: First Drop and Middle Drop.

A First Drop occurs when a player chooses to drop out of the game without picking any cards. The penalty for a First Drop is 20 points.

A Middle Drop, on the other hand, happens when a player drops after picking at least one card. The penalty for a Middle Drop is 40 points.

If a player misses three consecutive turns, the game automatically drops the player out of the game. This is also considered a Middle Drop, with a penalty of 40 points.